Monday, 20 April 2009
MotorTakaful.com :: safely does it
No more leaving your workstation to renew road tax. Stay connected with MotorTakaful.com. Do it without delay at your utmost convenient. Click the Road Tax renewal button at the Receipt & Cover Note screen upon subscription of motor takaful policy. It will direct you to the Approved Site to perform the transaction* without requiring registration card. Once completed, your road tax can be delivered to you at your given address or picked up at the nearest MYEG offices nationwide.
* There will be a minimal charge imposed"
Insurance Info - Insurance Made Clear
Insurance is the transfer of risk by an individual, such as yourself, or an organisation, such as your business, to the insurance company. You or your organisation will thus be known as the policy owner. The insurance company receives payment in the form of premium and will compensate you in the event of losses or damages sustained by you. | |||||||||||||
Takaful is a protection plan based on Shariah principles. By contributing a sum of money to a common takaful fund in the form of participative contribution (tabarru’), you undertake a contract (aqad) to become one of the participants by agreeing to mutually help each other, should any of the participants suffer a defined loss. Both insurance and takaful have similar basic principles. For instance, the insured, such as yourself, must have a legitimate financial interest in the risk you are insuring, meaning you must suffer a financial loss when the insured event occurs. You can also buy more than one policy or plan to protect a particular risk but in the event of loss or damage, you can only make one claim. The amount payable will then be contributed by the insurance companies involved. As such, you cannot profit from your general insurance policy or takaful plan. If you suffer a loss, you will be compensated accordingly and no more than that. You will be paid or ‘indemnified’ to the position you were in before the loss. However, if you wish to cover your life, you can buy more than one policy. Your insurance or takaful contract is a contract of utmost good faith (trust). Thus, you as the policy owner need to disclose all material information required. If any of the relevant material facts are not disclosed, the policy may be invalid and you will not be protected against any loss or damage. In addition, under the takaful plan, you can enjoy a share of the surplus from the takaful fund, based on a pre-agreed ratio if you have not made any claim during the year. |
Things to Note: Motor Takaful
Motor takaful not only protects your motor vehicle from losses or damages such as accidents, but also helps other participants of the plan. This is because as a participant in the plan, you contribute towards a general takaful fund in the form of participative contribution (tabarru'), which will be used to help other participants whose vehicles are involved in an accident. If you have not made a claim during the period of takaful, you are also entitled to a share of the surplus in the general takaful fund. The surplus shared is based on a pre-agreed ratio between you and the takaful operator. Below is an example of how surplus sharing can give you even more savings. Example: The sum covered is RM80,000 while the market value of the vehicle is RM100,000. The loss is RM5,000. The average condition will operate as follows. | ||
The takaful operator will only pay RM4,000 instead of RM5,000 for the loss. You have to bear the difference of RM1,000. |
Wednesday, 15 April 2009
Mercedes Benz Paint Codes
Paint Codes For Mercedes Benz
A typical Mercedes Benz paint color code is 3 digits long and contains numbers only. Older codes may have a prefix of DB followed by a three digit number such as DB-723. Check the #1 driver side door jamb, #2 the radiator crossover or support bar, and also in the #3 engine compartment adhered to the underside of the hood. For a list of touch up paint colors for your Mercedes Benz go here: http://www.automotivetouchup.com/choosecolor/year.aspx?make=Mercd Benz.
The paint code for this Mercedes Benz ML350 is 040.
The paint color code of this Mercedes Benz is 197.
This Mercedes Benz has a paint color code of 723.
Thursday, 9 April 2009
Welcome to Pristine
Welcome to Pristine |
Pristine, the complete alloy wheel refurbishers, uses "state of the art" technology to get your alloy wheels back in to immaculate condition. With over 400 agents around the UK, there's a good chance you have someone local who can arrange for you to have your wheels processed. Please contact us to find your nearest agent. We offer a complete refurbishment service at a fraction of the cost a buying a new set of wheels!!We have detailed the complete refurbishment process within this site, so check it out and see how we chemically pre-treat, chemically clean, repair, lathe turn, powder coat or wet paint (colour coding speciality) and lacquer your wheels to get them back in toPristine condition. We have an exchange service available too, once again saving you lots of money.David James - Managing Director, quotes "We can't create a brand-new wheel from a grotty old one and on safety grounds, we won't repair buckled wheels, where the rim is distorted relative to the centre section. But the majority of bumps and scrapes can be repaired perfectly, as good as new". He continues "we have the highest standards of quality and production ensuring that all our customers get the best possible results that your wheels allow". There is no doubt that there is money to be saved by using our complete refurbishment process...... let us show you how.
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